October 2026
Corrections — things we had wrong
October was a full fact-check of the site against official sources. These were the corrections that could change what you do:
- Canada work hours: the off-campus limit for students is 24 hours a week during classes (since November 2024), not 20. Student checklist
- Provincial health: international students in Ontario aren't eligible for OHIP (they use UHIP), and Ontario dropped its 3-month OHIP wait in 2020 — some pages said it had been reinstated. BC's MSP has a wait and a $75/month student fee; Manitoba ended cover for international students in 2018.
- H-1B / green card: India priority dates updated to the October 2026 Visa Bulletin. EB-1 India is about 3½ years behind, not "current". H-1B timeline
- OCI: one paid re-issue is still required for the first passport issued after you turn 20; childhood passports need only the free upload. OCI guide
- NRE / NRO: NRE and FCNR accounts can be held jointly with a resident relative on a former-or-survivor basis, and FEMA residence doesn't wait for a 182-day count. NRE vs NRO vs FCNR
- Renting: we no longer advise offering 2–3 months' deposit — California, New York and Ontario cap what a landlord can take. Renting without credit
- Sending money: Google Pay is no longer a separate, fee-free way to send from the US. Send money to India
- Tax: NRIs don't have to link Aadhaar to PAN (but should update their residential status); the GST/HST credit is now the Canada Groceries and Essentials Benefit; FBAR dates rolled forward to the 2027 deadline. FBAR guide
- Customs: the gold allowance is weight-only now, the laptop exemption applies from age 18, and the duty rate on excess jewellery is disputed — the guide says so. Customs guide
- Transit: fares re-checked in all 24 cities — 14 had drifted.
- City guides: rents re-checked against Zumper and Rentals.ca (San Francisco, Chicago, Houston and others had moved a lot), and every neighbourhood figure now says where it comes from. Metro population and Indian-origin numbers re-checked against the US Census (ACS) and Statistics Canada — Toronto's Indian-origin figure had been overstated, and every Canadian population figure was out of date. City guides
- City listings: we checked every grocery store, restaurant and temple in the city guides. Many listings named places we couldn't find anywhere, or that had closed or moved — including seven Patel Brothers locations that don't exist. Those are gone; what's left is confirmed, and store hours (which we couldn't verify) are no longer shown. City guides
- Visiting parents: the new USD 250 visa integrity fee, the narrower interview-waiver rule, and India's new visa scheduling system. Bringing parents to the US
- Insurance: sample premiums we couldn't verify are gone; visitor-insurance prices for parents now come from published rate tables (they were far too low). Insurance
- We also removed airport "scores" that looked like reader ratings (they were our editorial picks), a fixed list of flight numbers that had gone stale, and claims we could no longer source.
New & expanded
- Meridian tax tool retired: the tri-country tax estimator has been taken down, and its address now goes to AdviseAlpha — financial planning from our own team, not an independent recommendation. Our tax guides, such as FBAR for NRIs and NRE vs NRO vs FCNR, stay here.
- Local taxi information for all 24 city guides, for when ride-hailing isn't available, plus transit and taxi panels that load with the page.
- Malayalam joins Hindi and Gujarati for the site's interface and the offline arrival guide.
- Consulate jurisdictions updated to the official August 2025 table.
September 2026
New & expanded content
- Three new city guides — Nashville, Denver & Phoenix, bringing the total to 24 metros across the US and Canada (neighbourhoods, groceries, temples/gurdwaras, restaurants, universities and tax notes for each).
- New guide: Building credit from scratch in the US and Canada — your CIBIL score doesn't transfer, so here's how to build a US FICO or Canadian file from zero.
- Airport → city ground transport for Mumbai, Bengaluru, Hyderabad, Chennai and Kochi (Delhi was already covered): prepaid taxis, app-cab zones, metro/rail status, airport buses and an arrival tip for each.
- Earlier guides added: OCI for a US-born child of Indian parents and bringing your parents to visit the US.
Tools & features
- SmartBazaar (our grocery & nutrition planner) grew a lot: a nutrition look-up for any Indian dish, a per-recipe cook view, per-day macros in the weekly plan, and a fasting (vrat/upvas) food helper covering Ekadashi, Navratri, Karwa Chauth, Ramadan, Paryushana and more. The recipe library is now 40+ dishes and the nutrition dataset 146 items.
- Meridian, the tri-country tax tool (since retired — see October), gained a print-friendly summary you can hand to a CPA, a plain-English DTAA & concepts FAQ, save-and-resume, and a deeper India/US/Canada reporting checklist — plus a cleaner mobile layout.
- New "Guide me" companion: a 20-second profile (who you are, which country, your city, your stage) that re-orders the homepage for you and pre-fills the First-Month Wizard. Look for the compass button, bottom-right.
- New Report a correction page — one tap to flag anything that's gone stale, so we can re-check the source and fix it.
A standing note on freshness
Rules for NRIs change at every Union Budget and policy update — customs allowances, tax dates, visa and OCI fees, consulate jurisdictions, remittance limits, even which credit cards accept newcomers. We source every figure to the agency that publishes it and date our reviews, but things still drift. Two habits that will always serve you:
- Verify time-sensitive numbers against the official source before you file, remit, buy or sell — we link the source on every page.
- Tell us when something's out of date. The corrections page takes 30 seconds and genuinely helps every reader who comes after you.
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